Young business couple meeting with tech devices

A client once told me he put all his savings into a single tech stock — only for the company to collapse. It was a painful lesson: never put all your eggs in one basket.

Diversification is about balance:

• Mix stocks, bonds, real estate, and even crypto to spread risk.

• Combine safe investments with growth assets.

• Rebalance regularly to keep your portfolio aligned with your goals.

It may sound less exciting than “betting big” on one hot stock, but in the long run, a diversified portfolio is what builds real wealth.